Digital Factoring

We support business growth by providing digital access to working capital through ethical financing solutions. Designed for SMEs, suppliers, and exporters, our services offer fast, paperless funding — without conventional interest or unnecessary debt. Below, you’ll find our core offering explained in detail.

Digital Factoring

We support business growth by providing digital access to working capital through ethical financing solutions. Designed for SMEs, suppliers, and exporters, our services offer fast, paperless funding — without conventional interest or unnecessary debt. Below, you’ll find our core offering explained in detail.

  • 100% Digital Process 100% 100%
  • Transparent Pricing 100% 100%
  • Funds in 1–3 days 100% 100%
  • Paperless, digital process 100% 100%
  • Flexible for SMEs and exporters 100% 100%
  • Personal Customer Service 100% 100%

Built for Real Business Needs

Our solution is perfect for businesses facing delayed payments or scaling operations that require healthy cash flow. Whether you’re an exporter with overseas buyers or a local SME needing invoice liquidity — Optima gives you halal funding fast.

Common Client Profiles:

  • Wholesalers with B2B clients

  • Exporters awaiting large payments

  • Government and GLC suppliers

  • Halal startups scaling fast

  • Distributors with invoice terms